Prosper, the first peer to peer lending platform in the US, was established in 2005. Prosper has provided loans of more than $14 billion to over 870,000 people since 2005.
Basic requirement to get the loan
  • Debt-to-income ratio below 50%
  • Income greater than $0
  • No bankruptcies filed in the last 12 months
  • Fewer than five credit bureau inquiries within the last 6 months
  • Minimum of three open trades reported on their credit report
Loan term36 - 60 Months
APR up to36 %
Loan amount$2000 - $39999
Time to money5 days
Funding MethodBank account